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Brought to you by Ralph Paulsen, Hernando County's #1 Residential Sales Agent in 2003, 2004 & 2005. For more information on any of these listings call
Ralph at Cell:352-650-4392. Distinctive Homes & Properties.
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Brought to you by Ralph Paulsen, Hernando County's #1 Residential Sales Agent in 2003, 2004 & 2005. For more information on Hernando County real estate call Ralph at Cell: 352-650-4392. Distinctive Homes & Properties. |
| Trends in buying and selling real estate |
The Real Estate Journal
Condo-Hotel Buyers See Investments Sour
Many investors who purchased condo hotel rooms during the real-estate boom are wishing they hadn't. Some frustrated owners are bringing these projects to the attention of regulators.
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Five Questions to Ask Before Remodeling
Before you redo your home make sure you know how big a renovation you can afford and how long you will remain in your residence.
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Mortgage Relief Programs Aren't Helping Much
Up until now, state efforts to help distressed homeowners refinance have had negligible results. A new federal bill may give them additional tools.
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Selling History By the Square Foot
In a backlash against vinyl-clad McMansions developers are creating communities with houses that look like they were built centuries ago, but with modern trappings.
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FHA Loans Grow Costly As Banks Add Fees
Lenders that make loans insured by the Federal Housing Administration are adding costs and restrictions that make those mortgages more expensive for consumers and less widely available.
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States Move Fast On Mortgage Aid
Local governments are acting more aggressively to help homeowners avoid foreclosure, frustrated by what they view as the federal government's inadequate response to the mortgage crisis.
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Fine Tuning the Picture On the Foreclosure Mess
It's not always easy to get an accurate sense of how many foreclosures there actually are and which U.S. locales are the hardest hit. June Fletcher explains why.
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| Real Estate and Mortgage News |
RealNews
Federal government to take over mortgage markets
The rumors are that sometime Sunday the Treasury Department will announce that the two big mortgage market makers, Fannie Mae and Freddie Mac, are being forced into conservatorship under the Federal Housing Finance Agency. If true, this will mean the federal government will directly control well over half the secondary mortgage market in the [...]
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Mortgage rates down across the board
Freddie Mac reported Thursday that 30-year Fixed Rate Mortgage (FRM), 15-year FRM, 5-year hybrid Adjustable Rate Mortgage (ARM) and 1-year ARM rates all fell this week. Freddie Mac’s conforming 1-year ARM is 5.15% down 6/10 of a percent from this time last year and nearly 2% below the non-conforming rate reported Wednesday by the [...]
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Mortgage Applications Up
If mortgage applications the last week are any indication, the housing market is ready to stabilize, if not actually bounce back, in late September and October. The Mortgage Banker’s Association reported a 10.5% increase (seasonally adjusted) in new applications for home purchase mortgages last week. The Purchase Index is down 18% compared to [...]
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Rates down, but may rise on good economic news
Freddie Mac reported Thursday that 30-year and 15-year Fixed Rate Mortgage (FRM) and 5-year hybrid Adjustable Rate Mortgage (ARM) rates fell this week, while 1-year ARM rates rose slightly.
Freddie Mac chief economist attributed the drop in long term rates to signs of weakness in economic indicators last week, but noted that there were [...]
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More good news for housing market
The housing market got a bit more good news this week with a small increase in mortgage applications and a small drop in the average 30-year Fixed Rate Mortgage (FRM) rate and points paid. The 15-year Fixed Rate Mortgage rate fell, but points paid increased; the 1-year Adjustable Rate Mortgage (ARM) rate and points [...]
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Home sales improving, snags in prices and inventories
Though the news has focused on some negatives in the housing statistics out early this week, the overall picture is looking better than it has for several months. First, both major sales indicators improved this month with a 2.% increase in new home sales and a 3.1% increase in existing home sales.
Inventories improved [...]
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Freddie Mac reports drop in mortgage rates
Freddie Mac reported rates down again this week for all terms except the 1-year Adjustable Rate Mortgage (ARM). The 5-year Treasury-indexed hybrid ARM dropped slightly as did the 15-year Fixed Rate Mortgage (FRM) and the 30-year FRM. All rates are lower than this time last year and the Freddie Mac conforming ARM is still [...]
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| News for Homebuyers and Sellers |
Inman News
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